house prices are a matter of concern to the general public. Rich friends, optimistic about the price to continue to invest; no money friends, want to keep a close eye on the house can not have a house of their own. This time, the Nanjing property market continues to heat up, prices continue to rise, the regulation and control of the property market has also been a hubbub, including rumors that Nanjing’s mortgage policy will tighten. Nanjing property market continued to boom, a number of banks raised the proportion of down payment in the first suite, the following specific reports.
and Modern Express reporter noted that in July, Nanjing has ICBC, Agricultural Bank of China, China Construction Bank, postal savings and other 9 commercial banks raised suite Shoufu ratio from 2.5 to 3 to raise the minimum, the first suite of mortgage interest rates generally hit 10 percent off, but the bank also gives 12% off the lowest discount rate. The two suites are still all maintain a down payment ratio of 4.5 into the mortgage interest rate is unified rise of 10%.
the country’s first suite of mortgage interest rates again low innovation
days ago, released in July 360 into the mortgage market report shows that first-tier cities real estate market differentiation serious, while Nanjing, Suzhou, Hefei, Xiamen and other places of the land market hot. At the same time, the country’s first suite of mortgage interest rates again low innovation, down to 4.44%. Last month, 4.48%, down by 0.04% year on year in July fell by 0.74% to 5.18%.
data show that in July, more than 80% of the bank’s first suite loan discount. Daily economic news reporter noted that the same period last year, the national preferential interest rate of 50.85%, then the national preferential interest rates accounted for several consecutive months of growth, this month is to reach an increase of 86.06% over the previous month, up to $0.75%.
preferential interest rates from the first suite of view, in July, the country’s 532 banks (branches), to provide the following preferential interest rate of 155, accounting for more than 29.14%, the rate of interest rates offered by the 212 banks of 10 percent off.
7 months Nanjing first mortgage interest rates the lowest eligible 12% off
on the Nanjing mortgage policy tightening rumors these days two, rumors that the new deal will increase the proportion of down payment mortgage. As of press time reporter, the people’s Bank of Nanjing branch did not respond to this rumor.
Nanjing’s current mortgage policy is still the implementation of the people’s Bank of Chinese 2016 "2.1" policy (that is, No. 26), the first loan Shoufu ratio is 2.5, the minimum lending rate to 30 percent off; the first set of loans Shoufu 3, loan interest rates as the lowest 30 percent off; two suites Shoufu to 45%, loan the interest rates go up 10%. According to regulations, commercial banks in the lower limit on the basis of independent pricing, adjust the proportion of down payment and loan interest rates.